Sunday, March 30, 2014

1st quarter of 2014 is almost complete...

WOW!  Where has the first quarter of the year gone?  Time certainly does fly! And it goes quicker and quicker as the years go by.  So far this year I've managed to get my savings built up to with the amount needed to make my annual loan payment to my parents at the end of April.  YAY!  And it's earlier than I thought I'd have it.  I'm working on getting the savings account built up with a cushion and then getting back to plowing through the existing debt.  For the month of April, I am putting myself on a spending hiatus for anything unnecessary and using up things I have around here prior to buying more.  I currently have a credit card balance of about $500 that I acquired by spending unnecessarily and I'm going to ban myself from doing that for the month of April.   Should be an interesting month, it'll be great to see how it goes.  I've sold a few things I had around the house that I didn't need or want and I feel good about clearing stuff out and making some money on these things.  I know there is a lot more that I can list on eBay and sell, I just need to get motivated to do it. 

I've been in a relationship with a guy I met through for about 3 months now and things are going SO well.  I really had given up hope of meeting someone and this guy has totally proven me wrong, there are some great ones still out there. He has custody of his 2 teenage kids and so we've not been able to spend much time together other than weekends until now, but in a couple weeks they will be going to spend their spring break with their mom and we're looking forward to spending a lot of time together during that time.  We seem to be on the same page in regards to religion, finances and politics and we have similar sense of humors and really enjoy our time together.  I think we've both been surprised by how great a match we seem to be and how well things are going.  It's fun and exciting to see where this goes. 

That's about all that I have to report for now. I hope you're all having a great start to spring.  I know I am. :) 

Current debt:  $230,352.66  (looking forward to this dropping a fair amount next month with my loan payment to my parents.) 

Friday, March 14, 2014

That was a long 2 weeks....

from the last payday until today, but I made it.  I did have to pull out the credit card a couple of times for small expenses, but all in all, not too bad.  I didn't have to buy groceries, I had plenty on hand to get me through.  It's a good feeling to know that when push comes to shove, I can make it through on very little cash if need be.  In fact, my pantry hardly has a dent in it.  I'm sure I could go for quite awhile still without having to shop other than for perishables and even then, I have a lot of that in my freezer, so I could get by, it might just get a little boring with meals.  Weighing it out though, I think I'd prefer boring meals to putting myself further in debt.  Anyway, not too much else going on here, just wanted to check in.

Current debt:  $230,390.56 (this is SO CLOSE to being under $230K!!) 

Monday, March 10, 2014

Bringing in some extra money...

As I've said before, I am working really hard to get my debt paid off as quickly as possible, with maybe the exception of my mortgage. And the reason I say possibly the exception of my mortgage is that I'm not sure how long I want to stay here.  Once my car loan and the loan to my parents are paid off, I'll be continuing to pay my mortgage, but not at an accelerated rate the way I had thought.  I think I'll re-evaluate as I get closer to having the other debts paid off and see where I'm at.  Anyway, this is to say that I'm working on listing items for sale on eBay again and it feels great to clean things out and make some money while doing so.  I've also listed some items for my sister in law that she pays me a commission to sell for her.  Woohoo!  All extra money goes to debts.  Things are still really tight this week, until Friday when it's finally payday again.  Other than that, not too much going on, just plugging away and waiting for spring!! 

Current debt total:  $230,658.88 (this should look much better on Saturday after payments hit this coming Friday!)