Monday, February 20, 2012

eBay sales are going well...

Wow! I'm surprised that in just a week I've earned over $350 from the items I listed on eBay!! While I know this isn't going to be something I can sustain, it feels great to have cleared out a bit of clutter and to have made some cash on it. I'm amazed at what some people are willing to pay for some things. Oh well, it's all good for me!

Other than the eBay sales things have been cruising right along lately. We had a big family birthday party this past weekend, we have 4 birthdays in February and 3 of us were hitting milestones. 10-40-70!! YAY!!

The BF's mother suddenly passed away yesterday without any warning and he's having a tough time with it. They weren't especially close, but the suddenness of this has really shaken him up. Since I never met her, I'm somewhat at a loss as to how to support him, but we're working through it and we'll head to her funeral later this week and it will be nice for him to see all of his family.

That's about all from here, I hope you all had a wonderful weekend...

Current debt: $243,358.85

Tuesday, February 14, 2012

Is February 1/2 over already???

Where is this month going? My goodness it's flying by!!! I'm doing fairly well on my eBay listings and am happy so far with the things I'm selling. Several of my items have quickly met the reserve bid and are rapidly increasing, so that's cool. I went through my storage unit at my condo and was pleasantly surprised to find several more still new in the box items that I could list. Yay! I'm not sure how people do this for a living, but it's fun to clean up some of my closets and sell off a few things to make a little extra cash.

I've been a lot more diligent about taking all the survey offers that come my way and so far this year, I've earned an extra $352 taking surveys. Not bad! There really is money to be made in surveys, you just have to know what to do and be patient, I've been doing them for years and I'm really starting to see it pay off.

I received my tax return deposited in to my account yesterday and I've put that money away in savings until it's time to renew my football season tickets, then I'll use the remainder of it toward debt reduction. Most of the big expenses for the moment are done, so I'll be able to refocus on the debt reduction. At least I've gotten the spending in check again, so the bleeding has stopped, not it's time to work on reducing the debt. I'll keep you posted.

Can't wait to see what the final eBay sales are when these auctions end. :)

Current debt: $243,359.85

Thursday, February 9, 2012

Ebay...

So, I have a few things that I thought I would try to sell on eBay. I've done Craigslist before, but now I'm a little leery of doing that, so eBay is where I'm going to list a few things. Does anyone have any helpful advice for a newbie like me? As you all know, I'm trying to pay off my debt and clean things up. I have several things around my house that I just don't use and really don't have a need for. One being my Roku box...I thought it was going to be a great idea as I don't watch much TV to start with and there are really only a few things I like to watch. Turns out, the shows I wanted to see wouldn't be available through Roku for quite some time. I went back to basic cable and got a screamin' deal, so I'm happy. I'm also selling a few brand new, still in the box items that I received a few years back as wedding gifts and I know I will never use. It looks like it's easy enough to list things, but I'm sure there's a lot more to it than I realize. Any suggestions?

I did a few surveys at Vindale.com the other day and made good progress toward earning another $50 payout. Yay! Also, there was about $32 in other surveys that I did over the weekend that I should be receiving payment on soon.

Not too much else to report from here, just checking in.

Current debt: $243,413.12 (let's hope my eBay auctions help lower this number and soon!)

Wednesday, February 8, 2012

Plugging along...

Seems like I'm just kind of going through the motions lately and I hate that feeling. I usually feel like this in the wintertime though and it makes me think that someday when I retire, I'm going to want to move somewhere a little sunnier for my winters. And when I start to feel like that, it makes me think about saving for retirement and getting my debts paid off, so that I can retire. I'll be 40 at the end of the month and of course that's got me thinking about retirement too. I'm lucky in the fact that I will receive a pension for sure when I retire, and I have been participating in the retirement fund at work up to 100% of the match, don't want to give away free money, and my accounts are all up at the moment. :) But thinking about all of this stuff has really got me wondering what I need to do to get down and dirty serious about being able to retire when I'm 60. That's what I'd really like to do, so I guess it's time to make an appt. with my financial planner and look at our road map and see where we've been, where we are at and where we are going. Stay tuned y'all, hopefully I'll have some inspiring words of wisdom from him soon to pass along.

Current debt: $243,449.79

Monday, February 6, 2012

My goodness the money flows easily...

Ugh! It was an expensive weekend and I didn't even really do anything all that fun! Friday after work I had a chiropractor appt. and then I had to go buy the BF's birthday present. Got home just in time to wrap it and sit down long enough to say, ahhh, before he walked in the door and we were off again, out the door to dinner. So, $150 later for his gift and dinner, we made it home and called it a night early, he had to be at work early the next morning. Saturday I rose soon after he headed out the door for work and got ready for the day, and off to the grocery store I went. I grabbed my cart and opened my purse to find that I'd forgotten my list and all my coupons at home! Dang I hate that! So, back home I went (what a waste of time and gas!) to grab my stuff and head back to the store. Groceries rang up to $90.99, then I scan my loyalty card and all my coupons come off, bringing the total down to $38.17. Not bad! And that included a bottle of wine and a 6-pack of beer!! After putting all the groceries away and doing my weekly cleaning, I am off again, this time to the eye Dr for my annual exam. Ugh! I have a condition with my eyes where my pupil's don't react to light and remain dilated at all times, well, you can imagine what it cost to correct this problem and my new specs set me back $418 after my insurance kicked in their portion. Totally sucky!!! The rest of the day thankfully was free of spending and I had a nice quiet afternoon and evening at home alone, the BF ended up having to work a 12 hour day. Sunday morning, the phone rang at 4:52 as the BF was on call and had to go in to work. He arrived home at 9:00 with a piping hot latte for me to enjoy while reading the paper, that was very sweet of him. (he had forgotten that I was out for coffee with my BFF), but that's OK, I enjoyed a short latte with her and it was fun to catch up. The rest of Sunday passed by nicely with a relaxing day of hanging out at home with the BF and watching the game. Was it just me or where there not really that many great commercials this year? Anyway, here it is Monday again and I'm back at work and really must run now, lots to do...

Hope you all had a wonderful weekend and are starting to see the first signs of spring like I am, some of my tulips have started sprouting! Yay!

Current debt: $243,045.42

Wednesday, February 1, 2012

The start of a new month...

and time to put all those poor money decisions of January behind us. OK, well there weren't really all that many bad money decisions, just not a lot of progress on the debt repayment. 2 steps forward 3 steps back is about what it felt like, but I know it really wasn't that bad, more like spinning my wheels and getting no where. Standing still is better than falling behind, right? The credit card has been put away and will not come out again unless there is a REAL emergency and hopefully that won't be coming up anytime soon.

I filed my taxes today and I'll be getting a refund of just over $1,000 which I'll use to pay for my season tickets for football this year and still have some left to put toward debt reduction. Not a lot, but a little bit and that helps. I've also reallocated money from my paycheck to my savings so that come April, I'll have the money needed to make my annual loan payment to my parents. This year is exciting, it marks the halfway payment of the loan! Yay! The BF is also making payments to me monthly to pay off the $1,500 I loaned him, so I'm putting that toward the payment to my parents as well. He's also working as much overtime as he can to get his debts paid down as quick as possible too. I think once his debts are within reason, he will probably be moving out and living on his own. It would be nice for both of us to have some space and since I live in a small 750' square foot condo, it's a little crowded. We brought his 60" TV over which is WAY too big and takes up WAY too much space, but then that might be the girl in me talking, I know how men are about their TVs. :)

Anyway, it looks like it might be a little bit of an expensive weekend with the BF having a birthday and all, but shouldn't be TOO bad. I hope you all had a great January and February is looking brighter and sunnier...

Current debt: $243,245.42