Thursday, July 29, 2010

August is going to be better than July...

July spending has been so out of control! Ugh! I have no one to blame but myself. I've been WAY too social, going out way too much with friends and family, eating out, shopping, just plain doing stuff. August I am trying to keep much less busy, slowing down and enjoying summer. I still have plans, but not ones that will deplete the pocketbook as much as July has. I have my 20 year high school reunion this weekend and a retirement party to attend. Then starting next week it's quiet for awhile. I am now on a clothes buying spending freeze and have decided that when I do eat out, I am not ordering a beverage, this will help both the wallet and my waistline. I have a couple of books reserved at the library I need to pick up and a swimming pool at my condo just waiting for me to lounge by it. Hope everyone is having a great summer!

Monday, July 12, 2010

I've hit a plateau...

Well, things have been busy since I last posted, but not much really to report. I've been plugging along still trying to pay off the debt and it's getting down there, but it's like those last few pounds when you are dieting, I just can't seem to get the final $2000 paid off. I've filed for divorce and had to pay $280 for that, but it was money well spent. I've been working out a lot and been trying to eat healthier and feeling better for doing so. Work has been crazy busy lately, so I've been exhausted by the time I get home, so sleeping well, which is a nice change of pace. I'm not sure why I can't seem to get this final amount paid off of the card, I'm going to take a good look at the the statement and see where the money is going and I think it's time to put the card away and live on a cash only diet to stop the spending leaks. I really want to have this paid off ASAP and I think having the card in my wallet is making it too easy to just pull it out and spend when I think I want to.

On a positive note, I did receive a $50 payment from Vindale research and a $50 visa gift card from T-Mobile for my new phone. I had to get a new phone and new cell phone plan when the soon to be ex disconnected my phone when I moved out. Thankfully I was able to go on my family plan and it will only cost me about $20 per month for my cell phone. Yay! These 2 items will definitely make it easier to get my budget back in line the way it should be.

I also think I've been way too social lately as far as spending goes. I need to stop the going out and spending so much money, time to tighten up the purse strings again. Ahh, it was fun while it lasted.