Tuesday, September 30, 2008

September wrap up....

WOW! What a great month September has been!!!

Groceries: $106.33 ($6.33over budget! Oh well, a girl has to eat!)

Gas: $65.00 (yeah! $15 UNDER Budget!!)

Dining out: $42.85 (even better than last month)

Entertainment: $-10.00 (sold a ticket to something I had previously purchased, so this offset my entertainment spending this month)

Gifts: Nothing!

Clothing: $86.56 (but I got 2 new pair of jeans, a bra, and 7 pair of panties)

I earned $191!!! from surveys! And $199 from the garage sale!! Wahoo!!

I also added $580 to my savings account! Not as good as I had hoped, but not too bad either!

I had my 7 year review at work and received a decent raise and the promise that next year the review wouldn't be 13 weeks late!

Gotta run for now, but I will write up my October goals tomorrow morning! Have a great night everyone....

Sunday, September 28, 2008

All good things must come to an end...

OK, I really don't believe that ALL good things must come to an end, but yesterday one of my good things ended. I will be forever thankful that it lasted 18 month though. What am I talking about you ask? After moving in to my condo 18 months ago, as of October 1, I will have to start paying my condo association fees. Darn it! At just under $200 a month, not having to pay these dues has saved me almost $3600!! I'm quite pleased with that and had gotten use to paying them anyway, but I was paying them to my savings account instead of the association. I'm happy that I had put this line item into my budget from the start, otherwise I think it could be a really reality check to suddenly have to "find" another $200/month to pay this bill. This just means that I will watch my savings account grow at a little bit slower rate now, OR, I will have to figure out a way to earn another $200/month to not see a change. I could probably be a little more aggressive in finding some of the mystery shopping assignments and maybe I should try to fill out EVERY survey I receive an invite too. Sometimes I get so many that I just delete them if I don't feel like trying to qualify. I guess now I could try a little harder with these. I'm a pretty determined person when I want to be, so I'm sure I will figure out a quick way to continue having this $200 to add to my savings account. At least I'm always up for a good challenge!! :)

Tuesday, September 23, 2008

The garage sale went really well

Day 2 of the garage sale was almost as good as Day 1. I earned another $79 on Saturday. Grand total for the garage sale earnings for me was $199! I'm quite happy with that! My parents also got rid of quite a bit of stuff, as did my brother. What didn't sell was boxed up, labeled garage sale and put away until the spring when we try it again. My parents have SO much stuff to go through that I'm sure they will have enough stuff for several more garage sales! This will also give me the opportunity to go through my stuff more thoroughly and hopefully have more things to sell next time.

Not much else to report from here, things have been relatively quiet, which is of course a good thing! This week isn't looking like too big a spending week for me. Yeah!

Happy day all!

Friday, September 19, 2008

Garage Sale: Day 1

So, while I was at work today, my step dad decided to go ahead and start the garage sale. He sold almost all of my stuff today and has $120 for me. I told my parents I would be up tomorrow to help them with the sale, so tonight I spent about an hour going through more stuff and collected another good selection of things to sell. It's funny how you think you have already looked everywhere and when go through a second time, you find so much more. Maybe I'll take a quick walk through tomorrow morning and see if there is anything else I would like to part with. I love the idea of garage sales because for one, I can clean out a lot of stuff that I no longer and using, but someone else might really enjoy. Secondly, it's nice to make some extra cash off of things I have lying around and third, I think it's good for the environment when you can buy secondhand. A win, win, win! Not sure what I will do with my earnings. Maybe I will hold onto it and use it as spending money when I go to Arizona in 3 weeks. I'm sure my friend and I will be doing some shopping while I am visiting and this extra money will be great to have. I'm also using my survey money that comes in before I leave to add to my spending money. So far that is at $105 since I started saving it just for this vacation. And, I just ordered another $25 in payments from the various sites I survey on.

Hope everyone has a great weekend! I'll let you know how day 2 of the garage sale is.

Wednesday, September 17, 2008

Finally, the review is done and the raise is in place

Whew! Glad that is finally done for the year. I don't know why I always get so anxious about it, I know I do a good job and they are happy with me, but you never know. The review went really well, and they had nothing but excellent things to say about me and the job I am doing. I even got a nice hefty raise to go along with it. :) The raise should definitely help me get more money put away and get this debt to my parents paid off sooner rather than later. I already have $13,000 of the $20,000 saved so I'm hoping that this will be paid off ASAP!

My parents are having a garage sale this weekend and I am putting some things in it that I hope will sell and give me a little extra cash. :) I've earned over $65 this month from surveys and I have more coming in still. And I'm sure I will bring in at least another $100 from the garage sale.

I am still laying pretty low from the appendectomy, so I won't be out partying it up and spending much money. Ha! Like I ever go and really party it up! :) Hope you all are having a good week!

Tuesday, September 16, 2008

I did not drop off the face of the earth

Sorry to have been gone and not been in touch at all. Last Monday night I had to go into the hospital and have my appendix removed. Ugh! What an ordeal! But thankfully I am doing much better and am getting back into the swing of things with life. It's amazing how something as simple as having an appendix removed can really throw a curve ball into life. Thankfully I have great medical insurance and so far I have yet to see a bill for any of this. We'll see if that status changes, but for now I'll enjoy not seeing any bills.

Since I was out from work all last week, I am still waiting for my review. Tomorrow it will be 13 weeks late!! We are scheduled to go to lunch and finally get this taken care of, but I'm not believing it until we are actually sitting in the restaurant all together. In my office, plans have a way of changing rather quickly. :( I have talked to 2 of my bosses a little bit about tomorrow's plan and they know I am anxious to have this done and they would like to mark it off the list as well. I'll keep you posted on how it goes, and hopefully I will have a big, fat raise to tell you all about. :)

In the meantime, I have lots of blog reading to catch up on. Sorry I haven't been around to any one's blogs lately. I hope to get all caught up by the end of next weekend. Happy Tuesday...

Monday, September 8, 2008

Just earned another $15....

I have completed some more surveys today and have just cashed in another $15 to be received in the next couple of weeks. That's $50 just between yesterday and today! Yeah! Let me know if you have any questions about surveys. If you are interested in giving it a try yourself there are 3 links off to the right that will take you to 3 of my favorite sites.....

Sunday, September 7, 2008

Pretty mellow spending weekend

I didn't spend any money on Friday, but spent a little money yesterday and a little bit more today. But, I still spent less than $15 for the whole weekend, so I'm happy. Friday night I had a family dinner to attend which was fun, great to see everyone and way too filling!! Ha! Saturday was the home opener football game, so of course that means a day of tailgating and again, eating WAY too much! I had made several kinds of cookies for tailgating, my brother provided the hot dogs and hamburgers and everyone else fills in with the extras. We usually take turns providing the main dish, but my brother told me this season that if I will bake for every game, he will take my turn at the main dish. Sounds like a good deal to me. :) Today, I have stayed home and done chores, made a quick trip to the grocery store and had a relatively relaxing day. I've spent some time online this evening and took some surveys and requested payment. Over the next couple of weeks I will be getting another $35 coming in. Yeah! This upcoming week is looking fairly quiet. My brother's birthday is on Thursday, but I already have his present, so I don't think I should be spending any money until probably next weekend. I should very easily be able to make my monthly goal of 20 no spend days again. :) Hope everyone else had a great weekend too!!

Wednesday, September 3, 2008

August Wrap up...

I was able to reach my goal of 20 no spend days, actually I had 22!! for the month which pleased me very much!!This month I was good!

Groceries: $108.85 ($28.85 over budget, I have changed the budget to $100 next month)
Gas: $80.00 (yeah! Right on the money!!)
Dining out: $45.34 (even better than last month)
Entertainment: $14.00
Gifts: $38.68
Clothing: $19.60

I earned $286!!! from surveys!

I also added $860.94 to my savings account! I'm hoping to keep up this habit of adding at least $800/month to my savings, that will really help me get this loan to my parents paid off in no time. :) That will make me a very, very happy girl!

Still no review at work. I have no idea when this will be happening. We have had an almost unbelievable, tragic event happen that we are all still reeling from. I think we are all still shell-shocked and I have no idea when we will be able to begin to function normally again. I wish I could tell you about it, but it has to be kept very hush, hush. We had a long company-wide meeting to discuss this event and we all kept saying how shocked we are and need some more info in order to process it and move on. We all, also need to talk about it, but we can really only discuss it with each other. It's very frustrating and tiring to be dealing with something like this. :(