I have decided that I am going to really pursue getting the money together to pay my parents back ASAP. Right now I have $14731 to put toward paying off this debt and I need $20,000. I would really like to have it all come April and be done with this loan. I am going to look at EVERY possible way to earn money (legally!) over the next 6 months and hopefully I will have it all together and will be able write a check for $20,000 and be debt free with the exception of my mortgage! Yeah!
A few things I have done to make this easier to achieve are lowing my phone/internet/cable bill by cutting premium services. I am trying to make due with the food I currently have, dining out less, eating less in general, finding free options for fun, no clothes shopping, and decreasing expenditures any way possible. I am going to revisit the lifestyle I had while I was paying off my original debt. I'm going to print out my list of things I did back then as reminders of how to live this way again. Thankfully this time it will only be for 6 months. I'm fairly optimistic that I will be able to get this all together and pay off the loan. After that, I will loosen the purse stings and have a little fun.
I would appreciate any helpful hints that any of you have to offer on how to earn the extra money or how to cut costs. Thanks! I'll keep you all posted on my progess, and if along the way, I find some good money savings tips, I will certainly pass them along as well. :)