...some of these are easily measured, while others are not. Regardless, I think it's important to set goals and see if I can work towards achieving them.
* I will add at least $550 to my savings account, hopefully more. I'm really enjoying the compounding interest that I am receiving and it's quickly helping my savings grow. :)
* I will do less grocery shopping and eat what I have on hand. I have been buying more groceries over the last few months, now it looks like I have a surplus. Will see what I can do about cleaning out the pantry a little bit.
*Not overspend on vacation next week.
*Try to alter some of my clothes I already have before buying new. I have lost a lot of weight recently which is great, but hard on the wallet. I think I will also try some thrift store shopping to build the wardrobe back up.
*Find any leaks in the budget and plug them.
*I will not buy my lunch any days this month and will try to keep all dining out to under $40.
*I'm hoping to get started on some of my Christmas shopping. I don't have too many gifts to buy, but I would like to knock at least 3 of them off my list this month. Thankfully I already know what I am getting most everyone, it's just a matter of getting to the stores and buying.
*As usual, I would like to have at least 20 no spend days.
This list isn't looking too daunting, so I think I will do pretty well with it. I realized this morning that I have 70% of the money needed to pay the loan off to my parents and I'm hoping that if I really buckle down, I just might be able to pay the entire thing off to them this coming April instead of paying half in April 2009 and the other half in April 2010. What a sense of freedom it would be to have this paid off and no longer on my list! So, any extra monies I can cut out of my budget will go straight toward my savings to pay this off ASAP!! :)