Wow, I can't believe it is 2008 already! Seems like I was just thinking that I couldn't believe it was 2007! Yikes! It's true what they say, time really does go faster the older we get!
Well, I am off to a great start for 2008, I haven't spent any money at all over the past 6 days! I'm pretty sure I can make it through tomorrow without spending any either. I have been giving some thought to my 2008 goals and I know I want to pay down my mortgage to get rid of the PMI, but I have a question for you all. The PMI portion of my mortgage is only $57.73month which is great, I'm happy that it is so little. I also want to max out my Roth IRA and bring my cash savings up to at least $10,000. I am thinking about putting a little bit of a hold on paying down the mortgage so aggressively in favor of maxing out my retirement first. What do you all think? I have been putting an extra $400-500/month on my mortgage, but am thinking I would like to max out the Roth first, bring my cash savings up, then focus more on paying down the mortgage so aggressively. Any thoughts would be greatly appreciated.