Tuesday, March 20, 2007
I am not a patient person
I want to buy a condo and I want to do it now! I look online all the time at what is out there and available. I am trying really hard to put money into my savings, every chance I get. I changed my direct deposit from work so that I am now saving 32% of my salary every two weeks. Once I am use to this, I will try to adjust it a little bit more at a time so that more and more of my salary is going into savings. I like the idea that Simplicity in Kansas has for living on half of their income and saving the rest. This is really helping the savings to grow quickly, and I am selling everything I can or don't need anymore in order to add more to the savings. I want to have as healthy a down payment as possible so that when the time comes I have greater buying power. I have a good friend who is a realtor and she is keeping her eye out for good homes for me as well. She knows I don't want anything too big, but I would like "nice"! I fear that I am very picky about what I want to buy and therefore it may take me awhile, but in the meantime I will just keep putting money into savings and hopefully by the end of this year or early next year I will be a homeowner! I must admit that looking at mortgage options scares the bejeezus out of me, but I know this is a good thing and will only help my net worth grow. I have got to get over that fear! As much as I want to buy a home NOW, I am also scared! Bear with me while I ramble on about things, I'm getting there $1 at a time.