Friday, February 16, 2007
Could this be the year I finally become one????
A homeowner that it! I am really hoping that this is the year that I become a homeowner and stop renting. I wanted to have done this by the time I turned 35, but since that will be happening in a couple weeks, I know that won't happen. But, I made the first step yesterday. I have an appt in a couple weeks with a mortgage friend of mine to see where I am at, what I need to do and what I can even look at realistically. I recently pulled my credit score and it was 796 which I am happy about, so I know that will help me out. Now I am looking at my budget to see where I can make any and all cuts to save money for my down payment. I have no idea how much I should even think about having for a down payment. Any one have some ideas? So far I have about $7000 saved. I am looking at buying a condo or townhouse since I live alone and don't want to deal with a yard and maintenance. Does anyone have any helpful advice, words of wisdom, things I should do, shouldn't do or anything? Thanks! I will keep you posted on how it is going.